Standard life insurance policy that allows you to choose the cover amount to suit your financial needs, from £10k to £1.5m. The insured sum is then paid out to your family if you pass away during the term of the policy.

Life insurance with critical illness cover is the same as the standard life insurance policy but also pays out on disagnoisis of certain medical conditions as laid out in the policy, i.e. heart attack, some cancers, stroke etc.

The whole of life plan is a type of life insurance policy that covers you for the rest of your life instead of a set term.

The amount of cover with a Mortgage Life Insurance policy reduces over the policy term, usually in line with your outstanding mortgage balance.