Life Insurance - The insured sum is paid out if you die during the term of the policy.

Life Insurance with Critical Illness - As above but also pays out on disagnoisis of certain medical conditions as laid out in the policy, i.e. heart attack, some cancers, stroke etc.

Whole of Life - A plan that covers you for the rest of your life instead of a set term.

Mortgage Life Insurance - The amount of cover reduces over the policy term, usually in line with your outstanding mortgage balance.

Choose an amount that reflects your financial needs in the event of a claim. For instance you might want to pay off a mortgage or debt, or leave a lump sum to your family.

Choose a policy term (the number of years you will be protected by the policy). This should align with your financial obligations and needs.

This includes cigarettes, cigars, pipe using or other tobacco products including nicotine replacements and e-cigarettes.

Your age is one of the factors used to calculate your premium. You must be aged between 18 and 80.